A CAMPAIGN group for women born in the 1950s, whose state pension age has increased from 60-65, lost an appeal against a decision to deny them compensation for lost pension income.
Backto60 brought two test cases to the High Court last year when those cases were lost the group appealed. The Court of Appeal released its judgement rejecting the appeal on Monday, September 14.
The group’s campaign calls for a reinstatement of the age of 60 for women’s state pensions and compensation of the pension women have missed out on.
The Court found making the state pension age the same for men and women did not constitute unlawful discrimination.
WASPI CAMPAIGN UNCHANGED
The case’s failure will not affect the far better known and more widely-supported Women Against State Pensions Injustice (WASPI) campaign.
WASPI has long campaigned on the issues regarding the increase in the state pension age for women. They argue that setting aside any claim of discrimination, the UK Government failed in its duty to inform affected women adequately of the changes to the state pension age and the effect those changes would have on their pensions.
A statement issued by WASPI after the Backto60 legal challenge failed said: “Many women will be disappointed today at the judgement from the High Court.
“Women Against State Pension Inequality (WASPI) will continue to campaign for what we believe is achievable and affordable. Compensation for women who have been unfairly disadvantaged with a rapid increase to their State Pension age (SPa).
“WASPI is not opposed to the equalisation of the SPa with men but it was done without adequate notice, leaving no time to make alternative arrangements. Women were informed directly some 14 years after the SPa was first changed, many only given 18 months’ notice, of up to a six-year increase, many others were not informed at all. This left their retirement plans shattered.
“The Parliamentary and Health Service Ombudsman is currently considering six sample cases of maladministration out of the thousands of complaints made to the DWP by WASPI women.”
Former Conservative Pensions Minister, Baroness Roz Altmann, said: “When Pensions Minister, I saw copies of letters written by the Government to millions of these women in 2003 and 2004 about their State Pension, which failed to highlight that their pension would not be paid at age 60. These official letters failed to highlight that these women’s pension would not start being paid at age 60. It merely informed them what State Pension they might receive when they reached State Pension Age, but they did not tell them what that age would be!
“Receiving a letter from the Pensions Department about their State Pension, which did not urge them to check what their State Pension Age would be, may have lulled them into a false sense of security that they would receive it from age 60.
“This looks like maladministration.”
During the election campaign last year, Boris Johnson pledged to place ‘fresh eyes’ on the issue and said he felt sympathetic to the WASPI campaigners. Asked on Tuesday about the progress of those promised considerations, he failed to answer.
THE APPEAL ISSUE
The main issue in the appeal was whether the changes to the state pension age brought in by Parliament from 1995 onwards, unlawfully discriminated against women. Backto60 argued, amongst other things, women born in the 1950s were less likely to have contributed to the state pension scheme or were disproportionately in lower-paid jobs than men.
The Pensions Act 1995 provided that a woman born before 6 April 1950 would still receive her state pension at age 60 but a woman born after that date would receive her pension on a specified date when she was aged between 60 and 65, depending on her date of birth. The Pensions Acts 2007, 2011 and 2014 then accelerated the move to age 65 as the state pension age for women and raised the state pension age for some men and women to 66, 67 or 68 depending on their date of birth.
Successive UK Governments made changes to address the massively-rising cost of state pensions.
When the state pension age was originally set, both pension ages were fixed at 65. When revised in 1940, women’s pension age was dropped to 60. At the time those ages were fixed, life expectancy meant the state pension was likely to be paid out for only a few years after retirement age. The lower age was fixed at 60 for women to reflect their then-dependence on a single male breadwinner in the family and the prevailing age difference between married couples.
In the post-war period, life expectancy increased, first gradually and then with increasing speed.
The boom in average life expectancy means the state pension is the largest single drain on the welfare budget – taking £111bn of it in the year 2018-19 (DWP figures). In comparison, payments for unemployment benefits totalled £2bn.
The UK Defence budget is around £28bn
In normal circumstances, the claims brought to the Court would have been barred due to the delay in bringing them. Time was extended to bring the claims. The question of the delay was, however, relevant only to the discretion whether to grant relief if unlawful discrimination was proved.
The long delay in bringing the claims made it impossible to fashion any practical remedy. The Court noted unchallenged expert evidence that the cost of reinstating pensions would exceed £200bn – more than seven times the total defence budget and around the same as the whole of the health and education budgets combined (Figures Office of Budget Responsibility).
Funding for agri-plastics research
THE USE of plastics in agriculture has improved food production and food security in many countries. It has also left a legacy of plastic pollution on agricultural land.
A new multinational research project working with five low and middle-income countries (LMICs) and funded by the UK’s Natural Environment Research Council will search for ways to resolve the plastic pollution caused by adopting plastics as cheap and readily available mulch layers, and for other uses.
It will have the dual focus of addressing current problems and setting up legacies to enable future generations to engage with the situation.
The UK Research & Innovation Award sees three Bangor University experts, Professors Davey Jones Dave Chadwick and Peter Golyshin of the University’s School of Natural Resources working with research groups from the Universities of Bristol and Reading in the UK, and soil scientists, socio-economic researchers, advisor and farmer networks, agri-industries and regional governments in China, Egypt, India, Sri Lanka and Vietnam.
The five countries selected are at differing points in tackling their acute problems with agricultural plastics.
Together, these countries use 3 million tonnes of agricultural plastic film each year, covering 25 million hectares of agricultural land. They also span a wide range of climates and possess different governance structures.
As well as quantifying the risks posed by the plastics currently in the soil, the teams at each location will co-design practical, economic, socially acceptable and politically viable solutions specific to the needs and problems of their country to reduce plastic legacy.
The focus for Davey Jones, Professor of Soil Science is to investigate the impacts that conventional macro, micro and nano-plastics that are degrading within soils pose to the long-term health of agricultural ecosystems.
He said: “These plastics have wrought significant improvements. The use of plastic mulch films, in particular, has transformed the livelihoods of millions of smallholder farmers across the world. The use of plastic for such purposes should continue, alongside the continued development of sustainable agriculture.
“But the fate and disposal of plastics have never been properly addressed. We need to know what impact these widely used materials are having on the environment and on human health.”
Dave Chadwick, Professor of Sustainable Land Use Systems, said: “Plastic pollution is identified by the UN Environmental Programme as one of the top 10 global environmental problems and is hampering achieving the UN’s Sustainable Development Goals.
“Most of the ocean’s plastic originates from the land- and terrestrial plastic may be a larger problem than we realise.
“We want to work in partnership and co-deliver viable solutions to help remediate lands contaminated with plastic. We also want to ensure that the projects have a legacy so that tools, technology and partnerships which develop persist beyond the end of the project, and can be shared with others.”
Professor Sir Duncan Wingham, Executive Director of the Natural Environment Research Council, said: “Pollution caused by plastic waste is one of the world’s biggest environmental challenges, and UKRI is at the forefront of funding research to find solutions.
“These awards totalling £20 million are a vital step in helping world-leading researchers develop realistic and feasible solutions to reduce plastic pollution while enabling equitable, sustainable growth.
“Our investment in international development research aims to positively impact the lives of millions of people across the world and supports global efforts to achieve the UN’s Sustainable Development Goals.”
Self Assessment customers warned about scammers posing as HMRC
SELF ASSESSMENT customers should be alert to criminals claiming to be from HM Revenue and Customs (HMRC).
As the department issues thousands of SMS messages and emails as part of its annual Self Assessment tax return push, HMRC is warning customers completing their returns to take care to avoid being caught out by scammers. The annual tax return deadline is on 31 January 2021.
The department knows that fraudsters use calls, emails or texts to contact customers. In the last 12 months, HMRC has responded to more than 846,000 referrals of suspicious HMRC contact from the public, and reported over 15,500 malicious web pages to internet service providers to be taken down. Almost 500,000 of the referrals from the public offered bogus tax rebates.
Many scams target customers to inform them of a fake ‘tax rebate’ or ‘tax refund’ they are due. The imposters use language intended to convince them to hand over personal information, including bank details, in order to claim the ‘refund’. Criminals will use this information to access customers’ bank accounts, trick them into paying fictitious tax bills, or sell on their personal information to other criminals.
HMRC’s Interim Director General for Customer Services, Karl Khan, said: “We know that criminals take advantage of the Self Assessment deadline to panic customers into sharing their personal or financial details and even paying bogus ‘tax due’.
“If someone calls, emails or texts claiming to be from HMRC, offering financial help or asking for money, it might be a scam. Please take a moment to think before parting with any private information or money.”
Pauline Smith, Head of Action Fraud, said: “Criminals are experts at impersonating organisations that we know and trust. We work closely with HMRC to raise awareness of current scams and encourage people to report any suspicious calls or messages they receive, even if they haven’t acted on them, to the relevant channels. This information is crucial in disrupting criminal activity and is already helping HMRC take down fraudulent websites being used to facilitate fraud.
“It’s important to remember if you’re contacted out the blue by someone purporting to be from HMRC asking for your personal or financial details, or offering you a tax rebate, grant or refund, this could be a scam. Do not respond, hang up the phone, and take care not to click on any links in unexpected emails or text messages. You should contact HMRC directly using a phone number you’ve used before to check if the communication you have received is genuine.
“If you’ve been the victim of fraud, contact your bank immediately and please report it to Action Fraud online at actionfraud.police.uk or by calling 0300 123 2040.”
Customers can report suspicious activity to HMRC at email@example.com and texts to 60599. They can also report phone scams online on GOV.UK.
HMRC is also warning the public to be aware of websites that charge for government services – such as call connection sites – that are in fact free or charged at local call rates. Other companies charge people for help getting ‘tax refunds’. One way to safely claim a tax refund for free is to log into your Personal Tax Account.
HMRC has a dedicated Customer Protection team that identifies and closes down scams but asks the public to recognise the signs to avoid becoming a victim. HMRC regularly publishes examples of new scams on GOV.UK to help customers recognise phishing emails and bogus contact by email, text or phone.
Ways to spot a tax scam
It could be a scam if it:
· is unexpected
· offers a refund, tax rebate or grant
· asks for personal information like bank details
· is threatening
· tells you to transfer money.
Self Assessment customers can complete their tax return online and help and support is available on GOV.UK.
To protect against identity fraud customers must verify their identity when accessing HMRC’s online services. They must have two sources of information including:
· credit reference agency data
· tax credits
· UK Passport
BHF Cymru calls for stock donations before Christmas
BRITISH HEART FOUNDATION Cymru’s home store in Llanelli is appealing to the local community to donate their unwanted items before Christmas.
The charity shop on Vaughan Street has reopened following the recent ‘firebreak lockdown’ and desperately needs stock to help raise funds for life saving research. During the pandemic and the town’s local lockdowns BHF Cymru has missed the local community’s generous donations of preloved items such as sofas, beds, kitchenware and dining furniture.
Richard Jones manager of the home store appealed for local people doing a pre-Christmas clear out at home to make a donation. Every item sold will be turned into funds for research that could help transform the lives of the 340,000 people in Wales living with heart and circulatory diseases.
“Like all charity shops this year has been a tough one for us,” said Richard. “We’re back open now and our staff and volunteers are here to welcome our customers safely into the store. Our free collections service is now back up and running, with Covid-secure measures in place and is available to book online. We are more than happy to receive any quality unwanted furniture, electrical and homewares so we can continue to raise money in support of our lifesaving research.”
“It’s easy to donate and depending on your preference, our van crews will either collect from your room of choice, your doorstep or an alternative safe access point. All collections will be signature free.”
The coronavirus crisis has had a devastating impact on the BHF’s income, leading to a potential £50 million cut in research funding and the delay of important scientific breakthroughs. It is now urgently asking the local community to support it by simply donating good quality items that they have been clearing out while at home.
Head of BHF Cymru Adam Fletcher said: “We currently fund £3m into research in Wales to help prevent, treat and cure heart and circulatory diseases. Every pound raised in our shops helps us to support the 340,000 people in Wales living with heart and circulatory diseases, many of whom are at increased risk from Covid-19. Shopping at the BHF, or donating your quality items will help us, help them.”
BHF shops and stores have measures in place to keep staff, volunteers and customers safe. Customers will also be able to donate items at contact-free donation points set up at BHF shop entrances.
The BHF home store is located Vaughan Street in Llanelli. To contact the store please call 01554 528730
To book a free collection visit https://www.bhf.org.uk/shop/donating-goods/book-furniture-collection-near-me
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